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I find that the costs of all the things outlined in your list are either:

a) Things I would be paying for anyways as part of maintaining my residence

or

b) Vastly outweighed by the savings in time and vehicle wear/tear by not commuting to and from an office 5 days a week. If we use a figure lower than the official IRS vehicle cost reimbursement, $0.50 per mile, and my commute is 20 miles one way. That's 200 miles a week, same as $100.00/week vehicle expenses, or $5200/year.



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