This is the ONE thing you aren’t supposed to do as a passive investor. A play like this will cause you to lose upside almost always, and some people never get back in and miss out on almost a lifetime of growth.
The laziest safe thing to do is put money into a target fund that is managed. So you could look for "Target 2040" and in theory, they change the asset mix as it approaches that date.
This is the ONE thing you aren’t supposed to do as a passive investor. A play like this will cause you to lose upside almost always, and some people never get back in and miss out on almost a lifetime of growth.
THE MARKETS ARE NOT RATIONAL.